If the at-fault driver doesn’t have liability insurance, you have two main options for recovering financial compensation:
- Uninsured Motorist Coverage: Texas doesn’t require drivers to carry uninsured motorist coverage, although insurance companies must offer it when selling an auto policy. Uninsured motorist coverage can help you recover money when the other driver isn’t insured, but it may not be enough to pay for extensive injuries from a motorcycle crash.
- Personal Injury Lawsuit Against the At-Fault Driver: You can go directly after the liable party for compensation by filing a lawsuit. However, this option might be limited if the at-fault driver has insufficient assets. You can speak to a motorcycle accident attorney about additional avenues for recovering maximum compensation.